In accordance with recent changes to Section 10(a)(2) of the Farm Mutual Act (“the Act”) by the Illinois General Assembly through SB 765, [Farm Mutual] will be reducing its catastrophic reinsurance coverages from unlimited catastrophic coverage to “adequate” catastrophic coverage. “Adequate” catastrophic reinsurance coverage is defined in the Act. This reduction in catastrophic reinsurance coverage increases the risk retained by [Farm Mutual] and therefore increases the possibility that members will be assessed.